Zero hour contract workers usually get all the benefits that PAYE employees do – they’re just not guaranteed set hours per week. Yes – although typically, self-employed workers wouldn’t be on a zero hour contract. Can self-employed workers on zero hour contracts get a mortgage? For most people the minimum is typically 5%. There is a 100% product out there at the moment – but it’s a very specific scheme. ![]() ![]() How much deposit do I need for a zero hour contract mortgage?Īs with traditional mortgages, they can literally start from 100%. It depends how that’s made up and how long you’ve been doing it, which I’m sure we’ll get into a bit further on. Is it possible to get a mortgage if I work on a zero hour contract? You won’t be penalised for having a zero hours contract, but you will have a reduced choice of lenders. Some lenders will allow zero hour contracts, and you will get the same range of products as anyone that is employed or self-employed on more traditional contracts. Zero hour contract mortgages with Paul Mizon. Military Mortgages for the Armed Forces.Getting a Mortgage on a Fixed Term Employment Contract.Buy to Let Mortgages for the Self-Employed. ![]()
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